Banking that keeps pace with how you earn and spend.
Nexora gives you a high-yield checking experience, instant payments, virtual and physical cards, and a dashboard built for people who treat their finances like a business, whether you run one or not.
Used by founders, agencies, and remote teams worldwide
More than a balance on a screen.
Move money, track cash flow, pay vendors, and issue cards from one place. Designed to feel as fast as the apps you use every day.
Cash flow at a glance
$48,291.40
See inflows, outflows, and runway without exporting to a spreadsheet.
Nexora Pay
Instant
Send to anyone on Nexora by email. No routing numbers, no waiting days.
Domestic wires
Same day
Schedule wires to any U.S. bank. Track status from submission to settlement.
What you get
The account people switch to and stay with.
High-yield checking
Earn competitive APY on everyday balances with no minimum to start.
Virtual and physical cards
Create cards in seconds, set spend limits, and freeze instantly from the app.
Instant transfers
Pay contractors, co-founders, or friends on Nexora without transfer fees.
Spending insights
Auto-categorized transactions and monthly summaries so you know where money goes.
Multi-currency wallets
Hold USD, EUR, and GBP with transparent FX when you travel or invoice abroad.
Bill pay and scheduled sends
Automate rent, payroll, and recurring vendor payments with reminders built in.
Up and running in three steps
- 01
Apply in minutes
Tell us about yourself online. Most applications are reviewed the same business day.
- 02
Fund your account
Link an external bank, deposit a check, or wire in your opening balance.
- 03
Start moving money
Send payments, order your card, and set up the automations you need.
Your money deserves bank-grade protection.
Deposits are insured, cards include zero-liability fraud coverage, and our systems monitor unusual activity around the clock so you can focus on your work.
Insured deposits
Eligible balances are protected through our partner bank network.
Mobile controls
Lock your card, change limits, and get alerts the moment a charge posts.
Fraud monitoring
Machine learning flags suspicious patterns before they become problems.
What customers say
“I moved my operating cash from a legacy bank in an afternoon. The dashboard alone was worth it.”
“Finally a bank that categorizes spend the way my accountant expects. Month-end is half the work.”
“The card limits and instant transfers are exactly what a small studio needs day to day.”
Common questions
Is Nexora only for businesses?
No. We serve freelancers, sole proprietors, and personal customers who want a smarter checking experience with room to grow.
How do I add money to my account?
You can fund by ACH from another bank, mobile check deposit, domestic wire, or an incoming transfer from another Nexora customer.
Are there fees for everyday banking?
Standard checking has no monthly maintenance fee. Out-of-network ATM withdrawals and optional premium tiers may carry fees listed in our fee schedule.
Can I use Nexora while traveling internationally?
Yes. Your card works abroad, and multi-currency wallets let you hold and convert EUR and GBP when you invoice or spend outside the U.S.
How is my money protected?
Eligible deposits are insured through our banking partners. Card purchases include zero-liability protection for unauthorized charges.
Open your Nexora account today.
Join thousands of customers who moved their everyday banking to Nexora.